Your Personal Health Insurance Policy

Everyone is aware of the extremely high cost of most health care services. These costs can be measured not only in cash outlays, but also in time spent at a doctor's office. Waiting times can often be an hour or more for a comprehensive physical examination at a family physician's or internist's office. If you have a problem that requires same-day attention, the waiting time at a local hospital emergency room is open-ended and can easily range into several hours or more.

Those fortunate enough to have health insurance are able to buffer some of the monetary expenses. But even with an individual or family health insurance policy, annual out-of-pocket costs continue to rise steeply as monthly premiums, co-payments, and deductibles increase substantially year-over-year. For example, during the past five years monthly premiums for many policies have increased 15% or more annually. This means that monthly payments in 2013 would be approximately double those paid in 2008. Twice the cost for the same coverage. That's a tough situation. Of course, the fees don't stop at the monthly premium. Many policies have deductibles in the range of $5000 or more.

Thus, if we want to enjoy good financial health as well as good physical health, we might consider getting a "personal" health insurance policy. Such a "policy" requires more effort than that involved in writing a check. Your personal health insurance policy involves taking action in the two main lifestyle areas of diet/nutrition and exercise. A third lifestyle area, often ignored, involves personal well-being. This area includes building increasingly positive family relationships and friendships and developing a broader set of interests beyond one's favorite television stations and websites.

It is now well-established that lifestyle matters greatly to one's long-term health and well-being.1,2 Numerous studies have shown that one in three Americans have one or more chronic diseases - diabetes, heart disease, and cancer. The personal and family costs, the financial costs, and the costs to society of chronic disease are high. By establishing habits of good nutrition, regular vigorous exercise, and rewarding relationships and activities, we help prevent these major health problems.3 By engaging in healthy lifestyles, we are taking action that will reap many rewards for ourselves and our families down the years.

The only requirement to begin receiving the benefits of improved health is the willingness to get started. Even if you haven't done any regular exercise for many years, or if you can't remember the last time you ate a serving of broccoli, fennel, or kale, you can still start the journey to better health today. And if you begin, it's very possible that you'll look back after 12 months, 6 months, or even 3 months and be very glad you did.

1Thorgeirsson T, Kawachi I: Behavioral Economics: Merging Psychology and Economics for Lifestyle Interventions. Am J Prev Med 44(2):185-189, 2013
2Anderson AS, et al: Promoting changes in diet and physical activity in breast and colorectal cancer screening settings- an unexplored opportunity for endorsing healthy behaviours. Cancer Prev Res 2013 Jan 16 (Epub ahead of print)
3Mitra A, et al: Mechanistic studies of lifestyle interventions in type 2 diabetes. World J Diabetes 3(12):201-207, 2012

Locations

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Office Hours

Our Regular Schedule

Monday:

7:00 am-5:00 pm

Tuesday:

8:00 am-12:00 pm

1:00 pm-6:00 pm

Wednesday:

7:00 am-5:00 pm

Thursday:

1:00 pm-6:00 pm

Friday:

7:00 am-5:00 pm

Saturday:

7:00 am-12:00 pm

1:00 pm-4:00 pm

Sunday:

Emergency Only

Testimonials

Reviews By Our Satisfied Patients

  • "Life would not be the same without Dr. Jayne! In addition to being the loveliest and most caring person, she's an extraordinary chiropractor. She truly has healing hands, an incredible knowledge of the body (MY body!), an uncanny gift for knowing exactly what the issue is right away, and then correcting it effectively. I always know I can rely on her to correct my neck and back issues when they arise, sometimes just after one visit. And Dr. Lou and Jayne's staff are wonderful - kind and patient, and always extremely helpful. I wouldn't go anywhere else."
    Beth B
  • "Dr Jayne and Dr Lou are both amazing! They offer not just great care, but a warm, welcoming atmosphere— truly family friendly! They go above and beyond and truly care about the whole patient, well beyond chiropractic care. Dr Jayne has offered amazing support and solace through my journey as a new mom and I will always be grateful!"
    Katherine G.
  • "Absolutely amazing ! First, the staff was very friendly. I am 8 months pregnant and I've had a lot of back/shoulder pain, and the doctor Jayne was very friendly and professional. You can tell she know what she's doing. She did an amazing job, when I got up from the chair I felt like I was 10 years old again ! My pain was completely gone. I am so happy I have found that place !"
    Manon J S.
  • "I've seen a whole bunch of chiropractors and Lou and Jayne are the best, by far. They're also two of the sweetest people I know."
    Scott C.
  • "I have no words to express my gratitude for Dr. Jayne. I was looking for a Webster Technique chiropractor during my pregnancy and I am so happy I found her. Thanks to her treatments we were able to turn the baby in optimal position and avoid any kind of medical interventions during delivery. But most of all, I valued her precious advice and physical and emotional support during before and after my baby was born. The most beautiful moment of all was giving my son his very first adjustment when he was only couple of days old. I definitely recommend her and her team!"
    Marija R.
  • "Dr Lou and Dr Jayne are fantastic. They've put my spine back in line and are always the nicest people to work with."
    Gerry G
  • "Friendly and welcoming. I enjoy my visits here as they are short and sweet, and really contribute overall health. Twice a week was all I needed and it has changed my world."
    Carlos C
  • "Dr. Lou has taken care of me for close to 20 years. ALWAYS spot on and just an amazing staff. Thank you for all you do."
    Marc W
  • "For two days I have been dealing with that ache in my bicep and having to stretch my hand and it constantly cracking...within minutes of leaving your office from my adjustment my ache is gone and no need to stretch the hand and when I did no cracking. Magic Hands I tell ya!!"
    Janice Bowman
  • "I highly recommend Family Chiropractors for all you health needs ..... From a tune up to a serious issue they will bring you back to the road of recovery ..... They are knowledgable and listen to your needs and concerns ..... I have gone to Dr Lou for over 10 years and I will tell you as a runnner and a yogi you can not find someone better or more caring ... Give them a try ... I believe you will be glad you did and so will your body."
    Thomas Randazzo
  • "It's miraculous how they make me feel better so quickly!"
    Richard Reiter
  • "Drs. Lou and Jayne are the best. Wonderful with even the very youngest children and babies, all the way to folks in later life. Friendly, personable, and strong at what they do -- each with his or her own style. Great to have appointments with both of them! They also have things like a water massage table, which is a wonderfully relaxing mini-escape, and laser treatments for things like carpal tunnel. They are also a gay-friendly business, which encourages me to refer more folks to them."
    Elizabeth Schroeder
  • "Love that place"
    Joe V